REI VANTAGE
jvkaufman.com
Deal | No-Deal
Decision Analysis
Field Tool
Subject address
⚠ CAUTION: All field numbers are placeholders only. Enter your own numbers — every field, every deal.
Deal inputs
Not sure about a number? Use the Build buttons to calculate it.
Holding cost builder
Auto: Loan × Rate ÷ 2
Or enter your own
Or enter your own
Calculated holding costs
—
(Loan × Rate ÷ 2) + (Taxes + Ins + Util + HOA) × Months
=
—
P&I Builder
P&I: Models a buyer's mortgage — not your rehab loan. Used for DSCR.
Pulled from ARV above — adjust if needed
Calculated monthly P&I
—
Standard amortizing loan
Max offer
Max offer
—
ARV×0.7 − Rehab − Holding − 8% ARV
Enter ARV + asking price—
Profit & return
Profit
—
ARV − Purchase − Rehab − Holding − 8% ARV
Cash in
—
Return
—
Profit / Cash out of pocket
Risk checks
Enter balloon months—
Enter rent + P&I—
Decision filter
Green — Deal
· Profit ≥$40K
· Return ≥75%
· DSCR ≥1.25
· Timeline safe
· Return ≥75%
· DSCR ≥1.25
· Timeline safe
Yellow — Caution
· Profit $25–40K
· Tight timeline
· Weak rent
· Tight timeline
· Weak rent
Red — Walk
· Profit <$25K
· No DSCR
· Balloon risk
· No DSCR
· Balloon risk
Auto calculates, Deal | No-Deal
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